Here, you’ll find straightforward answers to the most common questions investors ask about how Forte works, what to expect, and how to get started. Our goal is to make real estate investing inviting, educational, and empowering so you can invest with confidence.
Our real estate platform lets both accredited and non-accredited investors participate in shares of institutional-grade property deals with minimums starting at just $1,000. Whether you’re looking to build passive income, diversify your portfolio, or plan for long-term wealth, Forte provides carefully vetted investment opportunities backed by in-depth market analysis and structured through SPVs (Special Purpose Vehicles).
Forte makes real estate investing simple, transparent, and accessible. We give investors the opportunity to buy shares in a single purpose vehicle (SPV), representing fractional ownership in real estate properties without the headaches of being a real estate developer, a contractor, or a landlord. You have the potential to earn passive income and potential long-term appreciation, while we handle property management, deal structuring, and reporting.
Learn more about Forte in our About Us page.
Forte is open to both accredited and non-accredited U.S. investors under SEC Regulation A+, Tier 2. This means you don’t need to be a millionaire or a seasoned investor to start building your portfolio.
If you are an accredited investor, we just need to verify your accreditation status. You can do so by completing this form and sending it to us at info@forteifund.com.
Non-accredited investors are subject to the investment limits set forth in Regulation A+.
An accredited investor is someone who meets certain financial thresholds defined by the U.S. Securities and Exchange Commission (SEC). Generally, you qualify as an accredited investor if you meet one of the following:
For non-accredited investors, the SEC sets investment limits to help manage risk. You can invest up to 10% of the greater of your annual income or net worth in Reg A+ offerings each year.
Because Forte operates under Reg A+, our platform makes institutional-grade real estate deals accessible to a wider audience while still staying fully compliant with SEC rules.
No. Because Forte operates under SEC Regulation A+ (Tier 2), we accept investments from both accredited and non-accredited investors.
This means you don’t need to be a millionaire or meet specific income requirements to invest in institutional-grade real estate deals through Forte. However, if you are a non-accredited investor, the SEC sets limits to help manage risk:
You can invest up to 10% of the greater of your annual income or net worth in Reg A+ offerings each year.
By using Reg A+, Forte makes fractional real estate investing more inclusive and accessible, opening up opportunities that were once limited to high-net-worth individuals and private equity firms.
You can start investing in Forte properties with as little as $1,000. We designed Forte to make institutional-grade real estate investing accessible to a wider audience.
Each property is owned through its own Special Purpose Vehicle (SPV). When you invest, you’re buying shares in that SPV — meaning your investment is legally segregated from Forte’s corporate finances. Even if Forte were to go out of business, the property assets remain protected.
Deal-by-deal investing gives you full control over where your money goes. Instead of pooling your capital into a portfolio managed by someone else — as you would with a REIT (Real Estate Investment Trust) or a traditional real estate fund — you select the specific properties that match your strategy, risk tolerance, and return goals.
Here’s how the models compare:
Deal-by-Deal Investing (Forte) | REITs | Real Estate Funds | |
Control | You choose each property directly. | None | None |
Transparency | Full access to individual property details and performance. | Limited scope: you see fund-level results, not property-level data. | Limited scope: you see fund-level results, not property-level data. |
Flexibility | Invest only in deals that fit your goals. | Fixed: you’re exposed to every property in the portfolio. | Fixed: you buy into the whole fund. |
Liquidity | Typically illiquid until property exits. | Often publicly traded and more liquid. | Illiquid until the fund matures. |
Tax Benefits | Pass-through tax advantages via K-1s and property depreciation. | REITs issue 1099-DIVs which is a less flexible tax treatment. | K-1s may apply but at the fund level only. |
At Forte, our deal-by-deal model gives you the ability to customize your portfolio, invest in properties you believe in, and track performance with complete transparency – all starting with a minimum of $1,000.
You can monitor all of your investments through your personalized Forte Investor Dashboard.
Once you log in, you’ll have real-time access to:
Your dashboard is designed to make managing your portfolio simple, transparent, and secure, giving you confidence and clarity at every step of your investment journey.
Learn more about How to Invest.
Like all investments, there are risks. In the real estate space, there are three major risks to be aware of:
At Forte, we strive to mitigate risks through careful due diligence, market research, and ongoing asset management.
No. All investments carry risk, and real estate is no exception. Property values can fluctuate, rental income isn’t guaranteed, and broader economic conditions can impact performance. At Forte, we mitigate risk by carefully selecting properties and structuring deals thoughtfully, but we cannot guarantee returns.
Distributions, if earned, and payout schedules are determined on a deal-by-deal basis. Some properties may pay quarterly distributions from rental income, while others may be growth-focused with returns realized primarily when the property is sold or refinanced. Please make sure to review each deal thoroughly.
Our fees vary deal-by-deal but typically include an acquisition fee and an asset management fee of usually 1–2%, which aligns our incentives with yours. Before you invest, please review each deal page for a full breakdown of all applicable fees.
We’ve structured our investments where every property is owned through its own Special Purpose Vehicle (SPV). So when you invest, you’re buying shares in that SPV — meaning your investment is legally segregated from Forte’s corporate finances. Even if Forte were to go out of business, the property assets remain protected.
A special servicing company would be assigned to each SPV to manage the investment to its term.
Protected Information:
When you sign up to invest with Forte, your account and personal information are managed securely through our trusted technology partner, DALMORE.
Where are my documents stored?
All investor documents are stored in Box.com Enterprise, a SOC 2 Type II certified document management platform used by over 70% of Fortune 500 companies for their most sensitive documents.
Box.com Enterprise security features include:
What encryption do you use?
Dalmore uses bank-grade 256-bit AES encryption across all systems:
Data Type | Encryption Standard | Provider |
Data at rest | AES-256 | Microsoft Azure |
Data in transit | TLS 1.3 | Microsoft Azure |
Documents | AES-256 | Box.com Enterprise |
Payment information | AES-256 + tokenization | Stripe |
This is the same encryption standard required by financial institutions worldwide and approved by the U.S. government for classified information.
Who has access to my data?
Access to investor data is strictly controlled through role-based access:
When you invest through Forte, you’re purchasing shares in a Special Purpose Vehicle (SPV) that directly owns the property. Because of this structure, you may benefit from pass-through taxation: the SPV reports income, losses, and deductions, and these “pass through” to you as an investor.
Taxes on your investment will vary based on factors like the property’s performance, your share of income, and your personal tax situation. We recommend consulting your tax advisor to understand how these apply to you.
Forte issues a Schedule K-1 for each investment. This document reports your share of the property’s income, expenses, and potential depreciation benefits.
This is different from some real estate platforms or REITs that issue a 1099-DIV. With a K-1, you may be able to take advantage of pass-through deductions and property-level depreciation that are typically unavailable with REIT structures.
Yes. Because each Forte property is structured through its own SPV, you’ll receive a separate K-1 for every property you invest in.
We plan to have tax forms prepared by the beginning of February. You will be notified via email when they are prepared and available for download in your investor dashboard.
Usually, you as the issuer would be responsible for investor tax reporting for payments you make, but you could hire a transfer agent, paying agent, or another service provider to prepare and mail the forms. IRS instructions allow an agent to sign and furnish the forms, but that does not relieve the payer of liability for correct and timely filing. Please refer to IRS guidelines here: https://www.irs.gov/instructions/i1099gi
You can find your tax forms by navigating to the Documents tab in your Forte Investor Dashboard.
In many cases, yes. Because you’re investing through an SPV that directly owns the property, you may be entitled to your share of any available property-level depreciation. This can potentially reduce your taxable income from the investment.
However, depreciation benefits vary by deal and by investor, so we strongly recommend reviewing your Schedule K-1 with a qualified tax advisor.
You can update your contact information directly within the portal by following these steps:
You can insert or edit your payment method details.
If you forgot your password, click the “Forgot Password?” link at the login page.
If you would like to update your password, follow these steps:
If you’re having trouble resetting your password, contact us at info@forteifund.com.
Please reach out to info@forteifund.com
Forte makes real estate investing simple, transparent, and accessible. We give investors the opportunity to buy shares in a single purpose vehicle (SPV), representing fractional ownership in real estate properties without the headaches of being a real estate developer, a contractor, or a landlord. You have the potential to earn passive income and potential long-term appreciation, while we handle property management, deal structuring, and reporting.
Learn more about Forte in our About Us page.
Forte is open to both accredited and non-accredited U.S. investors under SEC Regulation A+, Tier 2. This means you don’t need to be a millionaire or a seasoned investor to start building your portfolio.
If you are an accredited investor, we just need to verify your accreditation status. You can do so by completing this form and sending it to us at info@forteifund.com.
Non-accredited investors are subject to the investment limits set forth in Regulation A+.
An accredited investor is someone who meets certain financial thresholds defined by the U.S. Securities and Exchange Commission (SEC). Generally, you qualify as an accredited investor if you meet one of the following:
For non-accredited investors, the SEC sets investment limits to help manage risk. You can invest up to 10% of the greater of your annual income or net worth in Reg A+ offerings each year.
Because Forte operates under Reg A+, our platform makes institutional-grade real estate deals accessible to a wider audience while still staying fully compliant with SEC rules.
No. Because Forte operates under SEC Regulation A+ (Tier 2), we accept investments from both accredited and non-accredited investors.
This means you don’t need to be a millionaire or meet specific income requirements to invest in institutional-grade real estate deals through Forte. However, if you are a non-accredited investor, the SEC sets limits to help manage risk:
You can invest up to 10% of the greater of your annual income or net worth in Reg A+ offerings each year.
By using Reg A+, Forte makes fractional real estate investing more inclusive and accessible, opening up opportunities that were once limited to high-net-worth individuals and private equity firms.
You can start investing in Forte properties with as little as $1,000. We designed Forte to make institutional-grade real estate investing accessible to a wider audience.
Each property is owned through its own Special Purpose Vehicle (SPV). When you invest, you’re buying shares in that SPV — meaning your investment is legally segregated from Forte’s corporate finances. Even if Forte were to go out of business, the property assets remain protected.
Deal-by-deal investing gives you full control over where your money goes. Instead of pooling your capital into a portfolio managed by someone else — as you would with a REIT (Real Estate Investment Trust) or a traditional real estate fund — you select the specific properties that match your strategy, risk tolerance, and return goals.
Here’s how the models compare:
Deal-by-Deal Investing (Forte) | REITs | Real Estate Funds | |
Control | You choose each property directly. | None | None |
Transparency | Full access to individual property details and performance. | Limited scope: you see fund-level results, not property-level data. | Limited scope: you see fund-level results, not property-level data. |
Flexibility | Invest only in deals that fit your goals. | Fixed: you’re exposed to every property in the portfolio. | Fixed: you buy into the whole fund. |
Liquidity | Typically illiquid until property exits. | Often publicly traded and more liquid. | Illiquid until the fund matures. |
Tax Benefits | Pass-through tax advantages via K-1s and property depreciation. | REITs issue 1099-DIVs which is a less flexible tax treatment. | K-1s may apply but at the fund level only. |
At Forte, our deal-by-deal model gives you the ability to customize your portfolio, invest in properties you believe in, and track performance with complete transparency – all starting with a minimum of $1,000.
You can monitor all of your investments through your personalized Forte Investor Dashboard.
Once you log in, you’ll have real-time access to:
Your dashboard is designed to make managing your portfolio simple, transparent, and secure, giving you confidence and clarity at every step of your investment journey.
Learn more about How to Invest.
Like all investments, there are risks. In the real estate space, there are three major risks to be aware of:
At Forte, we strive to mitigate risks through careful due diligence, market research, and ongoing asset management.
No. All investments carry risk, and real estate is no exception. Property values can fluctuate, rental income isn’t guaranteed, and broader economic conditions can impact performance. At Forte, we mitigate risk by carefully selecting properties and structuring deals thoughtfully, but we cannot guarantee returns.
Distributions, if earned, and payout schedules are determined on a deal-by-deal basis. Some properties may pay quarterly distributions from rental income, while others may be growth-focused with returns realized primarily when the property is sold or refinanced. Please make sure to review each deal thoroughly.
Our fees will vary deal-by-deal but typically include an asset management fee of usually 1–2% and a performance fee (carried interest), which aligns our incentives with yours.
Before you invest, please review each deal page that provides a full breakdown of all applicable fees.
We’ve structured our investments where every property is owned through its own Special Purpose Vehicle (SPV). So when you invest, you’re buying shares in that SPV — meaning your investment is legally segregated from Forte’s corporate finances. Even if Forte were to go out of business, the property assets remain protected.
A special servicing company would be assigned to each SPV to manage the investment to its term.
When you sign up to invest with Forte, your account and personal information are managed securely through our trusted technology partner, Agora.
Agora uses bank-level encryption and follows industry-leading security protocols to keep your data safe. All personal and financial information is encrypted both during transmission and while stored, safeguarding your data from the moment you register, through funding investments, and when accessing documents.
Your privacy and security are a top priority — we’ve partnered with Agora precisely because of their strong track record in protecting sensitive investor data.
When you invest through Forte, you’re purchasing shares in a Special Purpose Vehicle (SPV) that directly owns the property. Because of this structure, you may benefit from pass-through taxation: the SPV reports income, losses, and deductions, and these “pass through” to you as an investor.
Taxes on your investment will vary based on factors like the property’s performance, your share of income, and your personal tax situation. We recommend consulting your tax advisor to understand how these apply to you.
Forte issues a Schedule K-1 for each investment. This document reports your share of the property’s income, expenses, and potential depreciation benefits.
This is different from some real estate platforms or REITs that issue a 1099-DIV. With a K-1, you may be able to take advantage of pass-through deductions and property-level depreciation that are typically unavailable with REIT structures.
Yes. Because each Forte property is structured through its own SPV, you’ll receive a separate K-1 for every property you invest in.
Forte aims to make tax reporting simple and stress-free. While timing can vary slightly from year-to-year, investors can generally expect to receive their Schedule K-1s during the first quarter of the year following the tax year.
If, for any reason, your tax forms aren’t available before the standard filing deadline, you may need to file for an extension with the IRS — a common practice for investors in private real estate offerings.
You’ll receive an email notification as soon as your documents are ready, and all tax forms will be available for secure download directly through your investor dashboard.
You can find your tax forms by navigating to the Documents tab.
In many cases, yes. Because you’re investing through an SPV that directly owns the property, you may be entitled to your share of any available property-level depreciation. This can potentially reduce your taxable income from the investment.
However, depreciation benefits vary by deal and by investor, so we strongly recommend reviewing your Schedule K-1 with a qualified tax advisor.
Yes!
You can invest in Forte properties using certain types of retirement accounts.
While Forte is not a retirement account custodian, we work seamlessly with established custodians like Alto IRA, Madison Trust, Inspira Financial (formerly Millennium Trust), Equity Trust, STRATA Trust, and others. Through a proper custodian, you can direct retirement funds into real estate investments on our platform.
Several types of self-directed retirement accounts can be used to invest in real estate through Forte. These accounts give you more control over your retirement funds and let you diversify beyond stocks and bonds. Common account types include:
Forte isn’t a custodian, but we work seamlessly with well-known providers like Alto IRA, Madison Trust, Inspira Financial (formerly Millennium Trust), Equity Trust, STRATA Trust, and others. This means you can direct your retirement funds into fractional real estate investments on our platform while retaining the benefits of tax-deferred or tax-free growth.
We recommend consulting with your custodian or financial advisor to determine which retirement account type works best for your goals.
Using your retirement account to invest in real estate offers several potential advantages:
As always, we recommend speaking with a qualified tax or financial advisor to confirm how these benefits apply to your situation.
Most reputable custodians offer free educational resources on how to use your retirement funds for real estate investing. We encourage you to:
You can update your contact information directly within the portal by following these steps:
You can insert or edit your payment method details.
If you forgot your password, click the “Forgot Password?” link at the login page.
If you would like to update your password, follow these steps:
If you’re having trouble resetting your password, contact Agora Support at Support@agorareal.com.
Please reach out to Support@agorareal.com.
